Saturday, March 22, 2008

SHOPPING TELEVISION BY SIZE AND TYPE.

Size

  • While purchasing a new flat screen television, think about where it will be placed and you will view how far from it.
  • Select size accordingly.

Type (Plasma or LCD)

  • If you mostly watch TV in daylight, select a TV with LCD screen.
  • Plasma TVs, on the other hand, are suitable for viewing with home theatre.

Sunday, March 16, 2008

CARS AND CAR BATTERIES

GENERAL

  • Decide to buy new or old, small or big car, with priorities like colour, appearance, reliability, safety, space, status, petrol (gas/gasoline) or diesel engine, mileage etc.
  • Cars generally depreciate in value.
  • Buying a vehicle that is one or two years old gives almost equal experience at a much lower price tag.

BUYING NEW CARS

  • Thoroughly research the model.
  • Think about budget.
  • Shop around online first.
  • Compare prices.
  • Test drive.
  • Look at warranty and insurance.

BUYING USED CARS

  • Look for rust, condition of the exterior, condition of the interior, and mechanical operation.
  • Request a complete history of the car.
  • Have a mechanic inspect the car before finalizing any purchase .
  • Think about budget.
  • Shop around online.
  • Extras such as leather seats and air conditioning will cost less.
  • Study the vehicle’s paperwork like mileage, accidents and number of owners.
  • Test drive to look out for faults.
  • Look at warranty and insurance.

CAR BATTERIES

  • Plan to buy a new car battery before the old one fails. When the battery in use is becoming weaker, a load test may be done to check its charge holding capacity.
  • Size, rated capacity, and age determine the performance of a battery.
  • Choose the group size as recommended by the manufacturer. A group size defines the battery’s external dimensions and the position of the terminals.
  • Cold Cranking Amps (CCA) is a measure of a battery’s ability to start a car in cold weather conditions. CCA denotes how much current the battery can deliver to the starter at 0 degree F. You may go for a little above the car’s CCA requirements (CA stands for Cranking Amps, a measure taken at 32degrees).
  • Reserve capacity indicates the duration of running of car using the battery alone (when alternator fails). Buy a battery available with the longest reserve capacity.
  • Buy a new battery, preferably manufactured within about six months.
  • Check warranty and free-replacement period.
  • You can install battery yourself, but remember to dispose off the old one properly.

GROCERY SHOPPING

  • Plan menus in advance.
  • Plan for bulk purchase. People can combine together to buy and later segregate item. It will be cheap to make purchases like this.
  • Prepare a shopping list. Stick within the budget limit.When you’re running low, write it down. Don’t wait until you run out.Don't buy anything that’s not on your list unless it’s an absolute necessity. Stock up on the things you frequently go out for.
  • Buy item while on sale for later use.
  • Compare fresh as well as preserved food item for cost etc.
  • Select more than one shop to buy item of preference and to compare prices.

Friday, March 7, 2008

BUYING GOLD JEWELRY (JEWELLERY)?

  • Buying gold is a safe and pleasurable investment because it will generally retain good value over time.
  • Pure gold (24 carat or karat) is soft.
  • So it is alloyed with base metals such as copper and silver, for use in jewelry (jewellery).
  • 22 carat gold contain 1/11oz of base metal.
  • It’s also more robust than 24 carat counterpart, with a greater longevity.
  • 18K gold is 75% pure.
  • You can buy gold bars (bullion) or coins.
  • The smaller the bar or coin, the larger will be the premium.
  • The fabrication cost for gold coins is more as they need better finish.
  • The larger gold bars bear the closer value of gold.
  • Buy from a reputed dealer.
  • If you buy from an auction, ensure the auction seller is bona fide.
  • It is a matter of faith and trust if you buy from well known friends and relatives.
  • Avoid selling your gold. If it is necessary to sell, simply sell it back to the dealer (Dealer will make some profit).
  • RBI’s foreign exchange reserves consist of foreign currency assets, gold, special drawing rights (SDR) and RBI funds kept with IMF.
  • Gold is the ultimate currency. Purchasing gold is generally done as part of the foreign exchange reserves management operations.

GENERAL SHOPPING TIPS AND SUN PROTECTION

GENERAL

  • Make a list of item to be purchased as per season and fashion.
  • Purchase at the beginning of the season to have more selections and the chance of wearing the outfit the entire season.
  • Select convenient time to shop during the day.
  • Select the size and color (colour) of the item of your choice.
  • check the price before buying.
  • Check the warranty card for details of the purchased item and verify.
  • Also check for endorsement of authorized seller, with signature/stamp.
  • Prices can vary at different stores. So shop around before you buy.
  • Ask for guarantee.
  • Keep your receipts as proof of purchase, as they may be required during exchange or refund.
  • Check the item for fault if any as quick as possible, so as to report to store for repair or replacement.

SUN PROTECTION

  • Select a sunscreen according to the type of skin.
  • For oily skin, select one that don’t clog pores or cause breakouts.
  • Choose sunscreen in mist or spray form, or a sun block made for children's sensitive skin.
  • Dry skin needs a UV rays’ protective, moisturizing formula.
  • Apply sunscreen including the neglected but exposed areas like ears, chest and the back of the neck.
  • Use spray for good coverage over the areas like back.

INTRODUCTION ON SHOPPING

  • Shopping is associated with our every day life.
  • Only a few may have thorough knowledge on it.
  • I would like to share my views on shopping.
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